Learning Center

Honest, transparent, expert advice and explainers for everything you wanted to know about disability insurance.
Fundamentals
Disability insurance provides a living benefit should and injury or illness affect your ability to earn an income. Our articles and research provide everything you need to know about how it works.
Latest from learning centre
What are the Long-Term Disability Insurance Options in Canada

Long-term illness and injuries are enough to deal with; learn how long-term disability insurance works before you might need it.

By Diarmuid Shiels
Senior Insurance Advisor, LLQP
15 min read
Do I need disability insurance if covered at work in Canada?

Employer disability insurance offers basic income protection, but most plans fall short once caps, exclusions, and taxes are applied. This article breaks down how group disability coverage works in Canada, where it leaves gaps, and when individual disability insurance is necessary to protect your long-term earning power.

By Diarmuid Shiels
Senior Insurance Advisor, LLQP
12 min read
Best disability insurance companies in Canada (2026)

Compare Canada’s leading disability insurance providers in 2026. Understand coverage options and costs to choose a plan that protects your income during illness or injury.

By Diarmuid Shiels
Senior Insurance Advisor, LLQP
17 min read
What is the cost of disability insurance in Canada?

Understanding the cost of disability insurance in Canada is key to financial security. Premiums vary by age, health, job, and coverage, but smart choices can keep protection affordable.

By Diarmuid Shiels
Senior Insurance Advisor, LLQP
12 min read
Disability Insurance for Remote Workers in Canada: The Complete Guide

More Canadians are working from home than ever, but few realize the financial risk of losing income due to illness or injury. This guide to disability insurance for remote workers in Canada explains coverage options, costs, best providers, and why traditional employer benefits may not be enough to protect your income.

By Diarmuid Shiels
Senior Insurance Advisor, LLQP
14 min read
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