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Compare Plans From Canada’s
Best Disability Insurance
Specialist Physicians
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20% off
Get the best disability insurance discounts for Professionals
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Thank you for the excellent customer service. You’ve been very supportive in all our questions. We appreciate your time, effort, and support in giving us updates and replying to our late night emails, follow-ups and phone calls. Thank you team!
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Our advisor helped answer all our questions in a timely manner, and the process was much more simple. I really like that they did the comparisons of policies for us. It can be overwhelming for people that do not have experience with insurance policies.
Joanne V
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If you’re looking for best rate and an advisor, I would highly recommend. They are expert in finding the best insurance provider. Reliable and give unbiased advise. I’m glad I came across Policy Advisor online as they were able to help get my insurance approved.
Zeny D
Made my day
PolicyAdvisor.com made my day when I encountered with the website. When I did the quote, I was happy by the amount I will be saving once the application goes through. My advisor was informative, patient and kept me up to date. I am one happy client!
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Why do specialist physicians need disability insurance?
Specialist physicians need disability insurance to make sure their financial future is in the best shape for their family’s unique needs. It’s the insurance plan that’s specialized to protect your income if you can’t work due to an unexpected circumstance, whether you have your own practice, work in the public system, or other arrangements.
Just as you specialize in a certain area, disability insurance focuses on partial or full disability. It replaces part of your income if this happens to you, so that you can focus on recovering instead of worrying about your finances.
Although provincial health care covers the immediate cost of treatment, it won’t cover lost wages from missing work. This is why specialist physicians like you need disability insurance to give you peace of mind.
What is Disability Insurance?
Disability insurance is a type of policy that gives you monthly payments if you become seriously sick or injured, replacing a part of the income you lose. This can help minimize the financial impact on you and your family while you’re recovering.
Where can I get the best disability insurance?
The best disability insurance policies come from leading Canadian companies like RBC Insurance, Canada Life, Desjardins, and others.
You can find your best match for disability coverage by shopping online and comparing brands on PolicyAdvisor.com.
We work with 30 of Canada’s leading insurance companies to help you find the best plan for your needs.
3 steps to get disability coverage with PolicyAdvisor
1
STEP 1
Get quotes quickly
Get the best quotes for disability coverage across insurance companies.
2
STEP 2
Zero in on the best option
Our advisors guide you to the best product and company for your unique circumstances.
3
STEP 3
Submit application
Once you’ve settled on a plan, we help submit your application and see it through to approval.
Exclusive discounts for specialist physicians
To be eligible for discounts on disability insurance, you must have at least:
- 3 years of experience in your field
- A minimum of $100,000 net income in the last two years
Which occupations are eligible for a 20% discount on disability coverage?
Medical
- Medical specialists (excluding GP, family physicians, and emergency medicine specialists)
- Optometrists
- Pharmacists
- Dental specialists (endodontists, periodontists, oral and maxillofacial radiologists, prosthodontists, pediatric dentists, specialists in oral medicine and pathology, dental health specialists, and orthodontists)
Law
- Judges
- Lawyers
Tech
- Computer specialists (executives, consultants, hardware and software developers/designers, analysts, programmers)
Business
- Accountants
- Actuaries
- Architects
- Engineers
- Executives (4A)
Why shop for disability insurance on PolicyAdvisor.com?
PolicyAdvisor.com is a digital-first insurance broker that uses technology to make getting insurance easier and faster.
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PolicyAdvisor is one of Canada’s top insurance brokers. Reviews from all over the web confirm our commitment to making insurance accessible to everyone and that includes those visiting Canada. We provide you with the absolute best customer experience while comparing and applying for your insurance policy.
How does PolicyAdvisor help you find the lowest disability insurance quotes?
PolicyAdvisor lets you browse disability insurance plans and compare the best ones online in minutes. We make the process of buying disability insurance as easy and painless as possible.
Want great disability insurance at a low cost? PolicyAdvisor can help! In just minutes, you can be on your way to getting a policy, protecting your loved ones, and having peace of mind of knowing you’ve taken care of all your protection needs.
Get free insurance quotes in 60 secs!
Call 1-888-601-9980 to speak to our licensed advisors right away, or book some time with them below.
Disclosures:
Issuance of coverage is subject to underwriting by the respective insurance company. Any premium quotes displayed are non-binding and are subject to final approval by respective insurance companies. Final prices may vary as underwriting takes into account several factors including, age, gender, smoking status, status of health, lifestyle, etc.
Potential savings calculated using the average difference in premium between the highest and lowest term life quotes shown based on publicly available rates displayed on the website. Savings may vary by chosen policy term, coverage amount, health status, and lifestyle choices.
