
Protect your income — your most important asset
Compare Plans From Canada’s
Best Disability Insurance
Specialist Physicians
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20% off
Get the best disability insurance discounts for Professionals








Trusted by Canadians
The Gold Standard
They are the Gold Standard of Client Experience. The whole process was simple, hassle-free, uber transparent and all of this at no cost. Our advisor’s knowledge and attitude reeled us in from the first call. We felt as if we were premium clients.
Lipika
Knowledgeable and helpful
Very knowledgeable and helpful in determining the best plans for my son and I and he took the stress out of the process. Fully explained all of the options available to me, and answered all of my questions. I know that I made an informed decision about my health coverage.
Franz T
Skeptical to believer
First I was skeptical about high reviews but anyways PolicyAdvisor. I could see that they are trying to give best details they have and guide us to choose policy rather than selling it. Rarely I type in reviews. I can say that PolicyAdvisor is worth getting these high reviews and I would highly recommend them.
Meenakshi N
Excellent service
Thank you for the excellent customer service. You’ve been very supportive in all our questions. After the video call, he didn’t really push to sell. We appreciate your time, and support in giving us updates and follow-ups and phone calls until we got approved.
Jessa Y
Genuinely Cared
My advisor genuinely cared about making sure I was comfortable and informed throughout the process, and patiently answered my many questions. He also always followed up to make sure I was up to date on my application process.
Jessica F
Simpler than expected
Answer all our questions in a timely manner, and the process was much more simple than I was expecting. We had our life insurance sorted and approved within a few days. I really like that they did the comparisons of policies for us.
Joanne V
Life Insurance made easy
Was looking for a life insurance policy and the search was exhausting by conventional means, until I found PolicyAdvisor. My representative was excellent, and explained all my options and preferred quotes. Life Insurance made easy, thank you all at PolicyAdvisor.
Pedro
Unbiased advice
If you’re looking for best rate and an advisor, I would highly recommend PolicyAdvisor. They are expert in finding the best insurance provider. They are reliable and give unbiased advise. I’m glad I came across Policy Advisor online as they helped get my insurance approved.
Zeny D
A walk in the park
I was able to derive a personalized quote within a minute. From there on it was as smooth as taking a walk in the park. I did not have to wait in long lines, could chart my progress, and had full control of my application.
Mayank
Super easy
I’d previously reached out to one of the big insurance companies directly but found them so unresponsive and uninterested. I’m glad we found PolicyAdvisor. They made comparing options easy so we found something that worked for our needs.
Lindsay
Why do specialist physicians need disability insurance?
Specialist physicians need disability insurance to make sure their financial future is in the best shape for their family’s unique needs. It’s the insurance plan that’s specialized to protect your income if you can’t work due to an unexpected circumstance, whether you have your own practice, work in the public system, or other arrangements.
Just as you specialize in a certain area, disability insurance focuses on partial or full disability. It replaces part of your income if this happens to you, so that you can focus on recovering instead of worrying about your finances.
Although provincial health care covers the immediate cost of treatment, it won’t cover lost wages from missing work. This is why specialist physicians like you need disability insurance to give you peace of mind.
What is Disability Insurance?
Disability insurance is a type of policy that gives you monthly payments if you become seriously sick or injured, replacing a part of the income you lose. This can help minimize the financial impact on you and your family while you’re recovering.
Where can I get the best disability insurance?
The best disability insurance policies come from leading Canadian companies like RBC Insurance, Canada Life, Desjardins, and others.
You can find your best match for disability coverage by shopping online and comparing brands on PolicyAdvisor.com.
We work with 30 of Canada’s leading insurance companies to help you find the best plan for your needs.
3 steps to get disability coverage with PolicyAdvisor
1
STEP 1
Get quotes quickly
Get the best quotes for disability coverage across insurance companies.
2
STEP 2
Zero in on the best option
Our advisors guide you to the best product and company for your unique circumstances.
3
STEP 3
Submit application
Once you’ve settled on a plan, we help submit your application and see it through to approval.
Exclusive discounts for specialist physicians
To be eligible for discounts on disability insurance, you must have at least:
- 3 years of experience in your field
- A minimum of $100,000 net income in the last two years
Which occupations are eligible for a 20% discount on disability coverage?
Medical
- Medical specialists (excluding GP, family physicians, and emergency medicine specialists)
- Optometrists
- Pharmacists
- Dental specialists (endodontists, periodontists, oral and maxillofacial radiologists, prosthodontists, pediatric dentists, specialists in oral medicine and pathology, dental health specialists, and orthodontists)
Law
- Judges
- Lawyers
Tech
- Computer specialists (executives, consultants, hardware and software developers/designers, analysts, programmers)
Business
- Accountants
- Actuaries
- Architects
- Engineers
- Executives (4A)
Why shop for disability insurance on PolicyAdvisor.com?
PolicyAdvisor.com is a digital-first insurance broker that uses technology to make getting insurance easier and faster.
Policyadvisor .com | Insurance Brokers | Insurance Agents | |
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Simple, quick, online | |||
Compare multiple companies | |||
Live advisor support | |||
Impartial, trusted advice | |||
Commission-free advisors | |||
Apply from anywhere |
PolicyAdvisor is one of Canada’s top insurance brokers. Reviews from all over the web confirm our commitment to making insurance accessible to everyone and that includes those visiting Canada. We provide you with the absolute best customer experience while comparing and applying for your insurance policy.
How does PolicyAdvisor help you find the lowest disability insurance quotes?
PolicyAdvisor lets you browse disability insurance plans and compare the best ones online in minutes. We make the process of buying disability insurance as easy and painless as possible.
Want great disability insurance at a low cost? PolicyAdvisor can help! In just minutes, you can be on your way to getting a policy, protecting your loved ones, and having peace of mind of knowing you’ve taken care of all your protection needs.
Get free insurance quotes in 60 secs!
Call 1-888-601-9980 to speak to our licensed advisors right away, or book some time with them below.
Disclosures:
Issuance of coverage is subject to underwriting by the respective insurance company. Any premium quotes displayed are non-binding and are subject to final approval by respective insurance companies. Final prices may vary as underwriting takes into account several factors including, age, gender, smoking status, status of health, lifestyle, etc.
Potential savings calculated using the average difference in premium between the highest and lowest term life quotes shown based on publicly available rates displayed on the website. Savings may vary by chosen policy term, coverage amount, health status, and lifestyle choices.