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Compare & Save up to 20% on Disability Insurance

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100% of our customers recommend us.

The Best Canadian Insurance Advisor

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The Gold Standard

They are the Gold Standard of Client Experience. The whole process was simple, hassle-free, uber transparent and all of this at no cost. Our advisor’s knowledge and attitude reeled us in from the first call. We felt as if we were premium clients.<...

Lipika

Knowledgeable and helpful

Very knowledgeable and helpful in determining the best plans for my son and I and he took the stress out of the process. Fully explained all of the options available to me, and answered all of my questions. I know that I made an informed decision ...

Franz T

Skeptical to believer

First I was skeptical about high reviews but anyways PolicyAdvisor. I could see that they are trying to give best details they have and guide us to choose policy rather than selling it. Rarely I type in reviews. I can say that PolicyAdvisor is wor...

Meenakshi N

Excellent service

Thank you for the excellent customer service. You’ve been very supportive in all our questions. After the video call, he didn’t really push to sell. We appreciate your time, and support in giving us updates and follow-ups and phone calls until we ...

Jessa Y

Genuinely Cared

My advisor genuinely cared about making sure I was comfortable and informed throughout the process, and patiently answered my many questions. He also always followed up to make sure I was up to date on my application process.

Jessica F

Simpler than expected

Answer all our questions in a timely manner, and the process was much more simple than I was expecting. We had our life insurance sorted and approved within a few days. I really like that they did the comparisons of policies for us.

Joanne V

Life Insurance made easy

Was looking for a life insurance policy and the search was exhausting by conventional means, until I found PolicyAdvisor. My representative was excellent, and explained all my options and preferred quotes. Life Insurance made easy, thank you all a...

Pedro

Unbiased advice

If you’re looking for best rate and an advisor, I would highly recommend PolicyAdvisor. They are expert in finding the best insurance provider. They are reliable and give unbiased advise. I’m glad I came across Policy Advisor online as they helped...

Zeny D

A walk in the park

I was able to derive a personalized quote within a minute. From there on it was as smooth as taking a walk in the park. I did not have to wait in long lines, could chart my progress, and had full control of my application.

Mayank

Super easy

I’d previously reached out to one of the big insurance companies directly but found them so unresponsive and uninterested. I’m glad we found PolicyAdvisor. They made comparing options easy so we found something that worked for our need...

Lindsay

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Exclusive discounts for established professionals

To be eligible for discounts, applicants must have at least:

  • 3 years of experience in their field
  • a minimum of $100,000 net income in the last two years

Eligible occupations include the following:

Medical

  • Medical Specialists (excluding GP, Family Physicians, and Emergency Medicine specialists)
  • Optometrists
  • Pharmacists
  • Dental Specialists (Endodontists, Periodontists, Oral & Maxillofacial Radiologists, Prosthodontists, Pediatric Dentists, Specialists in Oral Medicine and Pathology, Dental health specialists, and Orthodontists)

Law

  • Judges
  • Lawyers

Tech

  • Computer Specialists (Executives, Consultants, Hardware & Software Developers/Designers, Analysts, Programmers)

Business

  • Accountants
  • Actuaries
  • Architects
  • Engineers
  • Executives (4A)
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What is Disability Insurance?

Disability insurance provides a monthly cash benefit to partly replace the income you lose while recovering from an illness or injury. This payment helps minimize the impact of not receiving your regular pay cheque.

Should I get Disability Insurance?

Absolutely; disability insurance can help protect your livelihood should anything happen to prevent you from working.

Disability coverage is a must-have for:

  • Those who depend on regular income to pay for rent or mortgage costs
  • Those who rely on a paycheque to support their dependents or other regular living expenses
  • Those with limited access to savings to maintain their current lifestyle for an extended period of time

Serious illness, debilitating injuries, mental health issues, and other matters that require lengthy hospital stays are common in Canada. Around 1 in 7 Canadians have a disability. Additionally, 33% of workers between ages 30-64 will experience a disability for longer than 90 days. While health care covers the immediate cost of treatment, it does not cover lost wages from missing work.

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Looking for affordable disability insurance, Canada? Choose PolicyAdvisor

PolicyAdvisor is a digital-first insurance broker that uses technology to make getting insurance easier and faster.

What canadians want Policyadvisor .com Insurance Brokers Insurance Agents
Simple, quick, online
Compare multiple companies
Live advisor support
Impartial, trusted advice
Commission-free advisors
Apply from anywhere

PolicyAdvisor is one of Canada’s top insurance brokers. Reviews from all over the web confirm our commitment to making insurance accessible to everyone and that includes those visiting Canada. We provide you with the absolute best customer experience while comparing and applying for your insurance policy.

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How PolicyAdvisor helps you find the lowest disbility insurance quotes

Looking for cheap disability insurance? We can help. At PolicyAdvisor we’ve made the process of buying disability insurance as easy and painless as possible. In fact, in just a few short minutes you could be on the way to obtaining coverage, protecting your loved ones, and having the peace of mind knowing you’ve taken care of all your protection needs.

1

STEP 1

Get quotes quickly

Get the best quotes across insurance companies

2

STEP 2

Zero in on best option

Our advisors guide you to the best product and company for your unique situations

3

STEP 3

Submit application

Once finalised, we help submit your application. Yes, we will scout to multiple companies if there are complications

Get free insurance quotes in 60 secs!

Call 1-888-601-9980 to speak to our licensed advisors right away, or book some time with them below.

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Disclosures:

Issuance of coverage is subject to underwriting by the respective insurance company. Any premium quotes displayed are non-binding and are subject to final approval by respective insurance companies. Final prices may vary as underwriting takes into account several factors including, age, gender, smoking status, status of health, lifestyle, etc.

Potential savings calculated using the average difference in premium between the highest and lowest term life quotes shown based on publicly available rates displayed on the website. Savings may vary by chosen policy term, coverage amount, health status, and lifestyle choices.