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Excellent Service
Thank you for the excellent customer service. You’ve been very supportive in all our questions. We appreciate your time, effort, and support in giving us updates and replying to our late night emails, follow-ups and phone calls. Thank you team!
Jessa
Simple process
Our advisor helped answer all our questions in a timely manner, and the process was much more simple. I really like that they did the comparisons of policies for us. It can be overwhelming for people that do not have experience with insurance policies.
Joanne V
Best rate
If you’re looking for best rate and an advisor, I would highly recommend. They are expert in finding the best insurance provider. Reliable and give unbiased advise. I’m glad I came across Policy Advisor online as they were able to help get my insurance approved.
Zeny D
Made my day
PolicyAdvisor.com made my day when I encountered with the website. When I did the quote, I was happy by the amount I will be saving once the application goes through. My advisor was informative, patient and kept me up to date. I am one happy client!
Samantha D
Comparing life insurance: term vs whole
Generally, term life insurance is a more cost-effective choice when you are young, and your needs are large but mostly temporary (like raising children or covering your mortgage debt) and it covers an individual for a specific period of time. In contrast, whole life insurance policies cover an individual for their entire life and provide protection from your death’s financial impact on your dependents alongside an investment component.
There is also a significant price difference, with term life insurance being cheaper than whole life insurance.
| Term Life Insurance | Whole Life Insurance |
|---|---|
| Temporary coverage for a fixed period of time e.g. 10years, 20 years, 25 years | Guaranteed lifelong coverage |
| Best suited for temporary needs (morgage, children’s education, lifestyle protection) | Best suited for permanent needs (estate planning, retirement income, final expenses) |
| Guaranteed premiums for the initial term only | Guaranteed level premiums for life |
How to compare life insurance rates and plans
Protect the people who depend on you today; get free term life insurance quotes. PolicyAdvisor is the best place to compare life insurance plans online in Canada. Speak to our advisors or check out our easy-to-use tools to get a term life insurance rates comparison and differentiate life life insurance plan options side-by-side.
Why choose PolicyAdvisor to help you choose between term insurance vs whole life insurance?
PolicyAdvisor is a digital-first insurance broker, using technology to make life insurance simpler, smarter and more rewarding.
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| Simple, quick, online |  |
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| Compare 25+ companies | |
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| Live advisor support | |
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| Impartial, trusted advice | |
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| Commission-free advisors | |
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| Apply from anywhere | |
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PolicyAdvisor is one of Canada’s top insurance brokers. Reviews from all over the web confirm our commitment to making insurance accessible to all Canadians and to provide you with the absolute best customer experience while comparing and applying for your insurance policy.
How PolicyAdvisor helps you find the best life insurance rates
At PolicyAdvisor we’ve made the process of buying life insurance as easy and painless as possible. In fact, in just a few short minutes you could be on the way to obtaining coverage, protecting your loved ones, and having the peace of mind knowing you’ve taken care of all your protection needs.
1
STEP 1
Get quotes quickly
Get the best quotes across insurance companies
2
STEP 2
Zero in on best option
Our advisors guide you to the best product and company for your unique situations
3
STEP 3
Submit application
Once finalised, we help submit your application. Yes, we will scout to multiple companies if there are complications
Get best life insurance rates instantly! Big discount for Couples!
Call 1-888-601-9980 to speak to our licensed advisors right away, or book some time with them below.
Insurance of a life insurance policy is subject to product availability and your eligibility. Any policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the respective insurance company following the completion of the underwriting on the application.
Disclosures:
Issuance of coverage is subject to underwriting by the respective insurance company. Any premium quotes displayed are non-binding and are subject to final approval by respective insurance companies. Final prices may vary as underwriting takes into account several factors including, age, gender, smoking status, status of health, lifestyle, etc.
Potential savings calculated using the average difference in premium between the highest and lowest term life quotes shown based on publicly available rates displayed on the website. Savings may vary by chosen policy term, coverage amount, health status, and lifestyle choices.
