1-888-601-9980
Life insurance quotes
Get the best quote from Canada’s 20 best insurers
Comparing life insurance quotes in Canada is no easy task
While some of the biggest life insurance companies in the world call Canada home, the process for getting a life insurance quote can be daunting, time-consuming, and frustrating. This is especially true if you don’t get your insurance quotes online.
When you get life insurance quotes online you get choice. Instead of weighing your options between 2 or 3 insurance providers, PolicyAdvisor provides you with online insurance quotes from 20 of Canada’s top insurance companies. Not only do you save time and money – you get to choose coverage for your unique needs and situation
and compare insurance quotes and policies from the best providers in Canada: all in one convenient place.
But, getting the best quotes for your desired life insurance coverage and financial protection is easier than you think. Use our online tool to get instant online insurance quotes. Or, read more about the quick and simple process of getting online insurance quotes.
Some online insurance brokers simply collect your contact information and have a
representative call you to start the same old process to get a life insurance quote.
We’re different.
The easiest way to get life insurance quotes online
1
Provide basic details
Give us some basic details about your age, sex, and smoking
status and we can get started.
2
Choose your coverage
Enter the term and amount of insurance you’re looking for, or
simply use a slider to get to the correct number.
3
Get a quote and customize it
Choose a quote from 20 Canadian insurance companies.
Change the term, amounts, and more to suit your unique needs..
Trusted by Canadians
The Gold Standard
They are the Gold Standard of Client Experience. The whole process was simple, hassle-free, uber transparent and all of this at no cost. Our advisor’s knowledge and attitude reeled us in from the first call. We felt as if we were premium clients.
Lipika
Knowledgeable and helpful
Very knowledgeable and helpful in determining the best plans for my son and I and he took the stress out of the process. Fully explained all of the options available to me, and answered all of my questions. I know that I made an informed decision about my health coverage.
Franz T
Skeptical to believer
First I was skeptical about high reviews but anyways PolicyAdvisor. I could see that they are trying to give best details they have and guide us to choose policy rather than selling it. Rarely I type in reviews. I can say that PolicyAdvisor is worth getting these high reviews and I would highly recommend them.
Meenakshi N
Excellent service
Thank you for the excellent customer service. You’ve been very supportive in all our questions. After the video call, he didn’t really push to sell. We appreciate your time, and support in giving us updates and follow-ups and phone calls until we got approved.
Jessa Y
Genuinely Cared
My advisor genuinely cared about making sure I was comfortable and informed throughout the process, and patiently answered my many questions. He also always followed up to make sure I was up to date on my application process.
Jessica F
Simpler than expected
Answer all our questions in a timely manner, and the process was much more simple than I was expecting. We had our life insurance sorted and approved within a few days. I really like that they did the comparisons of policies for us.
Joanne V
Life Insurance made easy
Was looking for a life insurance policy and the search was exhausting by conventional means, until I found PolicyAdvisor. My representative was excellent, and explained all my options and preferred quotes. Life Insurance made easy, thank you all at PolicyAdvisor.
Pedro
Unbiased advice
If you’re looking for best rate and an advisor, I would highly recommend PolicyAdvisor. They are expert in finding the best insurance provider. They are reliable and give unbiased advise. I’m glad I came across Policy Advisor online as they helped get my insurance approved.
Zeny D
A walk in the park
I was able to derive a personalized quote within a minute. From there on it was as smooth as taking a walk in the park. I did not have to wait in long lines, could chart my progress, and had full control of my application.
Mayank
Super easy
I’d previously reached out to one of the big insurance companies directly but found them so unresponsive and uninterested. I’m glad we found PolicyAdvisor. They made comparing options easy so we found something that worked for our needs.
Lindsay
How much life insurance do I need?
Not sure of exactly how much insurance you need? No worries!
Our insurance calculator takes the guesswork out of determining your coverage. Answer a few quick questions about your finances and family situation and our calculator can produce the amount of coverage it would take to ensure you get the right financial protection for you and your loved ones. And we get you started with instant life insurance quotes online
How much life insurance do I need?
One of the major factors by which the average life insurance cost is calculated in Canada is age. It should come as no surprise that insurance rates rise as you get older.
While we can’t give you a one-size-fits-all premium here for different amounts of coverage, we can help you find the best coverage within your budget.
You’re in the right place to find affordable life insurance to secure your dependents’ financial
future!
Get complete details about the cost of life insurance in your 20s, 30s, 40s, 50s, and 60s or get an instant, custom quote today.
| AGE | MALE | FEMALE |
|---|---|---|
| 25 | $31 | $22 |
| 35 | $33 | $26 |
| 45 | $75 | $54 |
| 55 | $223 | $155 |
| 65 | $716 | $487 |
Term life insurance premiums, $500,000 death benefit, non-smoking, 20-year term
Need insurance answers now?
Call 1-888-601-9980 to speak to our licensed advisors right away, or book some time with them below.
Benefits of getting Life Insurance quotes online
- Save Time
- Save Money
- More Choice
- Shop From Anywhere
Didn’t we already mention this? Besides the obvious advantages we outlined above, there are many other reasons to get online life insurance quotes in Canada.
Comparing online insurance quotes offers all the
advantages of using a traditional broker to gather quotes with none of the downsides. You can find out the cost of life insurance coverage on any device you own, from anywhere, at any time with our online insurance tools.
Once you find the right quote for your desired coverage, you can shop and compare quotes from Canada’s top insurance companies, all without the sales pressure of an in-person brokerage experience.
Your time is better spent with those you’re protecting! Save time and money with an online insurance quote right now – just click the button below.
Frequently asked questions
What company provides your insurance quotes?
We show you quotes from the best life insurance companies in Canada . This includes some of the most trusted life insurance providers, like Assumption Life, BMO Insurance, Canada Life, Canada Protection Plan, Desjardins, Empire Life, Equitable Life, Foresters, Humania, Industrial Alliance, ivari, La Capitale, Manulife, RBC Life Insurance, SSQ, Wawanesa, and more. We also offer no medical insurance quotes (for those looking to avoid a medical exam) from companies like Canada Protection Plan, Industrial Alliance (iA), Humania, and other insurance providers with unique plans for your specific protection needs.
By showing you quotes from more than one life insurance company we ensure you can pick the best policy for you to protect your finances and loved ones.
Who has the best life insurance rates?
Canadian insurance companies have varying pricing models. While some may generally have lower prices than others, the fact of the matter is that each provider assesses risks differently. Thus one company offering term life coverage may have lower life insurance rates for 30-year olds, but higher for 50-year olds – and vice versa.
Other factors like health and family medical history may affect your insurance rates as well. Your best bet for significant savings is to talk to an online insurance broker like those at PolicyAdvisor. We can help you find the best-priced term life policy for your unique situation and coverage needs (or any other type of insurance for that matter).
Why should I compare online life insurance rates?
When you compare insurance rates online you save money on your life insurance premiums by finding the best-priced insurance policy for your financial protection. The time commitment it takes to compare just 2 or 3 different insurance providers by oneself can be discouraging. PolicyAdvisor helps you save time and money with an online search for life insurance coverage. And at all times you get the benefit of curated advice from experienced advisors that are a chat message or a phone call away.
What is the average life insurance cost per month?
There are too many variables to provide an average insurance policy premium that would provide any meaningful information. Instead, take a look at these articles for average costs in your thirties, forties, fifties, and sixties.
Can you get a whole life insurance quote online?
Yes, PolicyAdvisor.com provides quotes for whole life insurance policies – alongside term life insurance quotes – to give you the most comprehensive choices while shopping for financial protection. Permanent life insurance policies offer life-long financial security and cover final expenses like funeral expenses.
Do you provide no medical insurance quotes online?
Yes! If you are looking for an insurance policy without the need for a medical exam you can get a quote from PolicyAdvisor. Once you finish up with our quoting tool, one of our licensed insurance brokers will reach out and let you know which insurance options require medical underwriting or where you can obtain a life insurance policy without a medical exam. No lab work, urine sample, or blood pressure tests required!
Do you provide mortgage protection quotes online?
Yes! Either use our life insurance needs calculator or choose the calculator option in our quoting tool and we can easily include mortgage protection in your online quote, providing peace of mind when it comes to covering mortgage payments.
Where can I get life insurance quotes?
You can compare insurance quotes right here! Whether it be term life insurance with a tax-free death benefit or permanent life insurance with cash value built into the coverage amount, those looking for coverage can compare insurance quotes with PolicyAdvisor’s online tools. Need more help? Just reach out to our friendly, licensed Canadian brokers below. They can help with all your insurance needs, including mortgage protection, disability
insurance, and critical illness insurance.
What are the different types of life insurance?
Very simply, there is whole life and term insurance, but the different types of life coverage can be broken down even further. You can learn more about the 5 types of life insurance coverage in the posts on PolicyAdvisor Magazine.
What is the best type of life insurance to buy?
There are several types of life insurance, though most wonder about the difference between a term life insurance policy and whole life or permanent life insurance.
A term life insurance policy covers an individual for a specific period of time; whole life policies (also known as permanent insurance) cover an individual for their entire lifetime. Term insurance offers a pre-determined tax-free death benefit, whole life policies offer both a death benefit and an investment component. Determining which coverage best depends entirely on your intents and financial situation. Learn more about term life versus whole life insurance.
What is the cheapest form of life insurance?
Term insurance is typically the least expensive type of life insurance. The length of the term determines the cost of the premium (the money you pay at regular intervals to keep the policy active). A longer-term will increase the premium, as will the amount your beneficiaries receive if you die during the term (a lump-sum payment known as the death benefit). A term insurance policy has many options so they can be customized to fit most budgets, including those looking for the cheapest life insurance.
