Life Insurance Learning Center

Honest, transparent, expert advice and explainers for everything you wanted to know about life insurance.
Fundamentals
Our insurance fundamentals provides honest, transparent, expert advice and explainers for everything you wanted to know about life insurance.
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Latest from learning centre
Term vs Whole Life Insurance: Choosing the Best Option for 2025

Understanding the difference between term vs whole life insurance will help you know which one to choose.

By Diarmuid Shiels
Senior Insurance Advisor, LLQP
14 min read
Capital gains changes in Canada and how life insurance helps — Updated (March 2025)

Uncover the key considerations and options available to offer comprehensive health coverage, fostering a healthy workforce and a thriving business.

By Jiten Puri
CEO & Founder, Insurance Advisor, LLQP
11 min read
How much does life insurance cost in Canada in 2025?

Many factors go into the cost of life insurance. Learn what you need to know to figure out how much life insurance coverage costs for you.

By Jason Reynold Goveas
Senior Insurance Advisor, LLQP
15 min read
Life insurance with a criminal record

An individual with a criminal record can get life insurance but it depends on the severity of offences, how much time has passed, and whether rehabilitation has been demonstrated. While some companies may offer traditional policies at higher premiums, others may only approve high-risk applicants for simplified or guaranteed issue life insurance. Being upfront about your record is crucial, as hiding it can lead to denied claims. Read this article to explore your options and find the best coverage for your situation.

By Christopher Poloniato
Insurance Advisor, LLQP
11 min read
What is a guaranteed insurability rider and how does it work?

A Guaranteed Insurability (GI) rider allows you to increase your life insurance coverage at specific intervals without medical exams. It’s a valuable option for those anticipating major life changes, such as starting a family or buying a home. Learn how it works, its costs, and whether it’s the right fit for your financial future.

By Vanessa Smith
Insurance Advisor, LLQP
9 min read
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