You can refer your friends, extended family, neighbours, or co-workers. It just has to be a Canadian citizen or permanent resident you already know and who is living in either Ontario, Manitoba, Alberta, or British Columbia.

You cannot refer yourself; someone who already got referred by someone else; someone who is already in the process of obtaining a life, critical illness, or disability insurance policy with PolicyAdvisor; or someone who has the same postal address or telephone number as you — such as your spouse or your child who is living at home. 

The person you refer must buy either a life insurance, critical illness insurance, or disability insurance policy to qualify. Travel insurance and health insurance policies are not eligible for the Referral Program.

Yes, you need to have an active insurance policy with us to be eligible for the Referral Program. We will ask you to provide the email address you registered with us when you submit your referral(s).

You can refer as many friends, extended family members, neighbours, or co-workers as you want, just once you don’t refer the same person more than once! But there is a limit of $1,000 per year on how much you can earn in rewards.

For every eligible referral you make, we will send you a $100 Amazon gift card by email within 30 days from the date the person you referred submitted their insurance application with us.

In compliance with Canadian insurance regulatory requirements, we are not allowed to pay any incentive to the person you refer to us. But they will receive an amazing customer service experience plus financial peace of mind with their new policy — which is a reward in and of itself!